🏠 Free Mortgage Calculator
Your Mortgage Payment
Calculate your monthly payment, see the full amortization schedule, compare refinance options — all in one place.
Loan Details
Monthly Payment
$—
per month
Principal & Interest
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Property Tax
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Home Insurance
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HOA
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Loan Amount
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Total Interest
—
Total Cost
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Amortization Schedule
See how each payment is split between principal and interest over the life of your loan.
| Month |
Payment |
Principal |
Interest |
Balance |
Refinance Calculator
Compare your current mortgage with a new loan and see exactly how much you'll save.
Current Mortgage
New Mortgage
Refinance Analysis
| Current | New |
|---|
| Monthly Payment | — | — |
| Monthly Savings | — |
| Total Interest | — | — |
| Break-even Point | — |
| Lifetime Savings | — |
How Much House Can I Afford?
Based on your income and debts, we'll calculate the maximum home price you can comfortably afford.
Your Financial Picture
Affordability Result
Max Monthly Payment
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Front-end DTI
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Back-end DTI
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Recommended Income
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Frequently Asked Questions
Everything about mortgage calculations and home buying.